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Bingo, Keno and Scratch Cards: The Ultimate Guide

Adam Szabo
Adam SzaboiGaming Specialist & Content Writer
Bingo, Keno & Scratch Cards: The Ultimate Guide to Games of Chance
Bingo, Keno & Scratch Cards: The Ultimate Guide to Games of Chance

If you thought gambling was only for the casinos, think again, because the most popular gambling games originate from outside the flashy rooms of casinos.

Bingo, Keno, and scratch cards are generally more accessible to the public because, to play them, you do not need to go to a casino; in most countries, you can just buy a ticket from a newspaper stand. Moreover, with the rise of online casinos, you can even play them from the comfort of your home!

In our comprehensive guide, we aim to introduce you to the rich history of these luck-based games, familiarize you with the rules and popular variants of the classic games, and share a few basic strategies to help you get started. 

A Brief History of Bingo, Keno & Scratch Cards

Bingo: From Italian Nobility to Modern Halls

Bingo’s roots can be traced all the way back to 16th-century Italy, where the first lottery game, Gioco del Lotto d’Italia, was launched. The game soon crossed borders in Europe, appearing in France as ‘Le Lotto’ in the 18th century, mostly played by members of the aristocracy. Interestingly, the same game was not used for gambling but as an educational activity for children in Germany in the 19th century.

Bingo’s final evolution took place in the United States by sheer accident. In 1929, American toy salesman Edwin S. Lowe saw a carnival game called ‘Beano’ where a player in his excitement accidentally yelled ‘bingo’ instead of ‘beano’. Lowe took the opportunity and rebranded the game as bingo, trademarked the term, and mass-produced the game.

In around ten years, churches and charities adopted the game for fundraising purposes. Today, bingo is not only an effective fundraiser but a billion-dollar industry operating worldwide, both offline and online.

Bingo is much more than just a game of chance—it’s a vibrant social experience that brings people together.
Bingo is much more than just a game of chance—it’s a vibrant social experience that brings people together.

Keno: China’s Ancient Lottery That Built the Great Wall  

According to historians, Keno’s origins can be traced all the way back to China’s Han Dynasty, in the 2nd century BC. Back then, the game was called ‘baige piao’ (白鸽票) or ‘white pigeon ticket’, because carrier pigeons were used to send the results. In Baige Piao, players had to select characters from Chinese poetry instead of numbers, and legend has it that revenue from the game helped fund several Chinese military campaigns, and even the building of the Great Wall of China!

The game crossed the ocean with Chinese immigrants who brought it to the United States in the 19th century. In the US, the game was first called ‘Chinese Lottery’, but when anti-gambling laws were passed, gambling operators renamed it ‘Keno’ after the French word ‘quine’, meaning ‘five winning numbers’, to avoid sanctions.

Keno, as we know it, was launched in Las Vegas in the 1960s, offering higher payouts than lotteries. 

Scratch Cards: Instant Winnings Since the 1970s  

Scratch cards are a much more modern invention than bingo or Keno. In 1974, John Koza and Daniel Bower, employees of the gaming company Scientific Games in Massachusetts, developed the first scratch card, or instant lottery ticket, as it was called then.

Scratch cards became popular overnight because they offered immediate results, eliminating the long waits for draws like the lottery. The first scratch card cost only $1, but it sold over $5 million in just a week!

Scratch cards became a worldwide phenomenon in the 1980s, and a decade later, themed cards like Monopoly scratch cards further boosted the game’s popularity.

Scratch cards offer a quick burst of excitement and anticipation with every scratch.
Scratch cards offer a quick burst of excitement and anticipation with every scratch.

At the beginning of the new millennium, online casinos began offering digital scratch cards. Today, scratch cards generate billions in revenue annually, with various themes ranging from classic cash prizes to branded pop-culture cards.

Scratch cards are usually available from minimal stakes to quite expensive ones: the world’s most costly scratch card costs 50 British pounds (around $65), and its top prize was £10 million.

How to Play Bingo, Keno & Scratch Cards  : Rules & Variations  

Bingo Rules

In bingo,  every player receives a 5x5 grid card with random numbers. The numbers are between 1 and 75 in the United States and between 1 and 90 in the United Kingdom.

A caller then announces the winning numbers randomly, while players mark the matching numbers on their grid cards. The first player to complete a predetermined pattern, usually a line os a full house, wins.  

Here is a detailed breakdown of popular bingo variants:

Variant

Key Feature

Best For

75-Ball (U.S.)

5x5 grid, "BINGO" columns

Speed, multiple patterns

90-Ball (UK)

3 rows, 9 columns

Social play, bigger prizes

Speed Bingo

Faster calls, rapid gameplay

High-energy players

Online Bingo

Auto-daubing, chat rooms, themed games

Convenience, community

Keno Rules 

In Keno, players choose 1 to 20 numbers from a pool of 80. The casino then randomly draws 20 winning numbers, and the payouts depend on how many numbers a player matches.

Keno has many variants, including Live Keno, which is played at casinos and online casinos, Video Keno, which is a fast, digital version of the classic game, and Multi-race Keno, where players can bet on multiple consecutive games.

Online Keno – Casino Games
Online Keno – Casino Games

Scratch Cards Rules

The rules for scratch cards can vary, but they usually involve matching symbols, such as three cherries, for the win.

Many online casinos offer themed games like Monopoly, Deal or No Deal, and multi-level scratchers, where bonus rounds can be revealed.

Key Differences

Feature

Bingo

Keno

Scratch Cards

House Edge

5-15% (varies by game)

25-40% (one of the worst odds)

10-50% (depends on card price)

Skill Factor

Low (but strategy helps)

Pure luck

Pure luck

Top Payout

Progressive jackpots (up to $1M+)

$1M+ (rare)

$10M+ (mega jackpots)

Best For

Social players

Quick casino thrills

Instant gratification

Key Strategy

Card selection, timing

Betting fewer numbers

Bulk buying, tracking prizes

Basic Strategies & Tips for Bingo, Keno, & Scratch Cards

Bingo Strategies

In general, if you play more cards in bingo, you have a higher chance of winning, but try not to overload on cards. Also, if you choose less frequented games, you will have better odds because the competition is less. You can also take advantage of online bonuses, because many online casinos have welcome offers with extra cards.

Online Bingo – Casino Games
Online Bingo – Casino Games

The Tippett Theory (UK 75-Ball Bingo)  

For the UK 75-ball bingo, a statistician, L.H.C. Tippett, had a theory that in longer games, the early numbers are usually spread out, and later numbers group around the median, the number 38.

Based on his theory, a possible strategy is to pick cards with very high or very low numbers in short games and choose more mid-range numbers in long games.

Granville’s Method

For the U.S. 90-ball bingo, financial analyst Joseph Granville suggested choosing cards with an equal number of odd and even numbers, a mix of high and low digits, and no repeating endings.

Online casinos with bingo in their game selection often offer auto-daubing, which lets players play more cards efficiently.  

Keno Strategies

A general rule of thumb for Keno is to stick to fewer numbers, because hitting four out of four pays better than seven out of ten. You should also look for high-RTP games, because some casinos offer Keno variants with an RTP of more than 95 percent.

The 4-6-8-10 Strategy  

A straightforward Keno strategy is to only bet on 4, 6, 8, or 10 numbers, which is statistically optimal for payouts. Remember, hitting six out of six pays better than just eight out of ten. 

Cold & Hot Numbers  

Some players track casino Keno boards for patterns, labeling numbers frequently drawn in recent games as ‘hot’ numbers, and declaring less often drawn numbers ‘cold’, and ‘overdue’ for winning.

Be careful of this way of thinking, as the outcomes in Keno are entirely random and do not depend on the previous numbers. Also, the house has an exceptionally high edge in Keno, usually between 25 and 40 percent, so make sure to manage your bankroll in a disciplined manner.

Scratch Card Strategies

General best practices for scratch cards include setting a budget to avoid overspending while chasing wins, checking prize structures to find cards with the best odds, and buying scratch cards in bulk, because some retailers and online casinos might offer bulk discounts.

Scratchcards
Scratchcards

Buying in Bulk  

Buying in bulk might make sense because opened packs may contain guaranteed winning cards.

Buying More Expensive Scratch Cards

Cards over $5 often have a higher RTP (Return to Player) than $1 scratch cards.  

How to Get Started with Bingo, Keno & Scratch Cards 

If you have reached this far in our article, you should already know that in bingo, keno, and scratch cards, the house always has an edge, but if you understand the games’ mechanics, you can still choose your bets in a way that you get the best possible odds.

If you want to try your luck, these are one of the best online casinos to play bingo, keno, and scratch cards!

Casino

Rating

Bonus Code

Welcome Bonus

Extra Bonus

Supports Bingo

Supports Keno

Supports Scratch Cards

Link

CoinCasino

4.8

SMPBONUS

200% up to $30,000

50 Super Spins

✅

✅

✅

Bonus Code & Review

Shuffle Casino

4.7

SMPBONUS

100% up to $1,000

–

✅

✅

✅

Bonus Code & Review

BitStarz Casino

4.9

SMPBONUS

100% up to 5 BTC + 180FS

50 Free Spins

✅

✅

✅

Bonus Code & Review

Jackbit Casino

4.6

SMPBONUS

100% up to $100 (sports)

100 Free Spins

✅

✅

✅

Bonus Code & Review

Goldenbet Casino

4.6

SMPBONUS

300% up to $1,500

–

✅

✅

✅

Bonus Code & Review

BC Game Casino

4.8

SMPBONUS

470% up to $4,000 + 500FS

Free Lottery

✅

✅

✅

Bonus Code & Review

Check out our best casino bonus code offers to get more value!

  • CoinCasino

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    Game types

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    Platforms
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    Game types

    BlackjackBlackjackBaccaratBaccaratBingoBingoCraps & diceNo Craps & diceCrash gamesCrash gameseSports bettingeSports bettingJackpot gamesNo Jackpot gamesKenoKenoLive gamesLive gamesRouletteRouletteScratch cardsNo Scratch cardsSlotsSlotsSports bettingSports bettingVideo pokerNo Video poker

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    Game types

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About the Editor

Adam Szabo

Since early 2025, I've covered iGaming promotions, online poker platforms, and player stories for SomuchPoker. I discovered poker at 14 during the poker boom, and I've played cash games, online tournaments, and live events ever since.

Frequently asked questions

Which game has the best odds of winning?

If you play strategically, bingo has the best odds, but it also depends on the number of players. Scratch cards with higher denominations often have better Return to Player (RTP), while Keno usually has relatively poor odds, with the house often having an edge between 25 and 40 percent.

Can you increase your chances of winning at scratch cards?

You can increase your chances of winning at scratch cards, but only slightly. For example, if you buy unopened packs, guaranteed winners can still be found in them, or you can just buy pricier cards, which usually have better odds than $1 tickets.

Is there a best time to play Keno?

No, there is no best time to play Keno, because the game is entirely random. Still, some players keep tabs on perceived ‘hot’ and ‘cold’ numbers, but contrary to popular belief, this does not increase their chances of winning.

What was the biggest bingo jackpot ever won?

The biggest bingo jackpot ever won was worth 5.9 million British pounds (more than $7.4 million), and it was won in online bingo in 2012.

Are online bingo and keno games rigged?

Online bingo and keno games are not rigged if you play at a licensed online casino. Legit casino sites use Random Number Generators or RNGs audited by reputable regulators like the UK Gambling Commission or the Malta Gaming Authority.

Do scratch cards expire?

Yes, scratch cards usually expire. Most scratch cards have a claim period from six months to one year after the game ends. To learn more about the exact conditions, you should always check the fine print on the cards.

Why does Keno have such a high house edge?

The house has such a high edge in Keno because the game is purely about luck; no skill element is involved. Casinos often have huge margins on it, sometimes even 40 percent. In contrast, if you play blackjack with a perfect strategy, the house only has an edge of 0.5 to 2 percent.

Can you play bingo for free?

Yes, you can play bingo for free. Several online casinos offer free bingo games with virtual currency, so you can try them out without risking actual money.

What is the smartest way to play Keno?

The smartest way to play Keno is to bet on fewer numbers, no more than six, because hitting them all gives you better payouts than missing most in a ten-number bet. You should also always avoid progressive bets.

Are there any tricks to winning at bingo?

No, there exists no trick that guarantees a win for you, but playing outside of peak hours might help because of fewer competitors. Additionally, if you choose to play games with bonuses, for example, a ‘buy one, get one free’ bonus, you can increase your expected value.